How Much Money Do You Need for Your Ideal Lifestyle?

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How Much Money Do You Need for Your Ideal Lifestyle?

Money is the biggest concern for a lot of people I know who are working to create more freedom in their lives. Making enough, saving enough, creating enough sustainable income… there’s a lot to consider.

Many people who make a good, steady income in their current life worry how they’ll possibly replace all that income while working for themselves or working abroad, or how they’ll build up enough savings to cover all their expenses.

Here’s the good news: Many of those same people probably don’t have to replace all of that income(And you might be one of them!)

My own situation is a good example: it took quite a while before I made more money in my Nomadtopia than I ever did working for someone else, but I still earned enough (and kept expenses low enough) to sustain my ideal lifestyle of freedom, travel, and living abroad for many years.

It’s time to find out where things really stand, so you can stop using money as an excuse for not taking action, and instead get clear on exactly what action you need to take to make your money situation fit your ideal lifestyle.

Let’s go! Time to geek out on some numbers. 🙂 (If you’re one of those people who can’t stand this stuff, hang in there; I promise it will be worth it. Knowledge is power!)

Download the PDF and spreadsheet. (No opt-in required!)

How did it go? Drop me a line or report back in the comments!

If you know anyone else who might like this information, please share it using the buttons below. Thanks! 

2018-05-11T16:14:56+00:00September 6, 2013|Money, Nomad Life|11 Comments


  1. Ciara Kamara September 9, 2013 at 10:20 am - Reply


    This is a really great article, and I loved the freebie link! It’s so simple, but we make it SO difficult. I’m settled as a nomad, but I’m a numbers geek and looking forward to playing with your spreadsheet. Really smart and totally needed. Thank you for all you do.


    • Amy Scott September 9, 2013 at 11:50 am - Reply

      You’re welcome, Ciara! The spreadsheet can help you get clarity no matter where you are on the journey (I love that phrase “settled as a nomad”), so have fun. 🙂 Would love to hear how it goes for you!

      • Ciara Kamara September 9, 2013 at 2:03 pm - Reply

        LOL! I didn’t even notice my word choice. Thanks for pointing it out…. It’s a lifestyle….at some point, you just get used to it 🙂 I think it is possible to settle into the nomad lifestyle…LOL Blog post? I think yes…

        • Amy Scott September 9, 2013 at 2:09 pm - Reply

          Ha, yes, I agree, you can definitely settle into the lifestyle (just like anything else!). Would love to see that blog post. 🙂

  2. marianney September 9, 2013 at 12:25 pm - Reply

    This is a great resource Amy! I love the spreadsheet, it’s very simple. Thank you for sharing this part of your course. I’ll let you know how it turns out when I’ve taken the time this weekend to do the exercise!

    • Amy Scott September 9, 2013 at 12:37 pm - Reply

      You’re welcome, Marianne! Do report back and let me know how it goes.

  3. […] some people, this actually might not sound like that much money, but I had crunched some numbers and determined that this would allow me to travel for about nine months without working. It did, […]

  4. Nika + John September 10, 2013 at 11:40 pm - Reply

    Thank you for this resource Amy. I just finished reading Nomad Matt’s book the other day and am now committed to budgeting for $50 a day per person and see where it leads. We may end up spending way more in the end. But I think if we mix apartments with local foods and stay away from tourist traps we may come close.

    It will be an adventure by itself for sure. 🙂

    • Amy Scott September 11, 2013 at 1:54 am - Reply

      You’re welcome! I haven’t read his book, but I think $50 a day is totally doable, though it depends where you go. Granted, this was nine years ago, but on my round-the-world trip I think my budget was $30/day (or less, depending on the country). In the end I found that some days I spent more, others less, but it usually balanced out in the end.

      Good luck, can’t wait to hear how it goes!

  5. Hannah Loveplaywork December 8, 2013 at 9:08 pm - Reply

    oooh, I wish I was better with numbers (I have zero interest sadly) I just focus on making money and if there isn’t enough try some new things to make some more! I’m sure there’s a better approach…
    We’ve been ‘at home’ in the UK for almost a year now (good grief, only just realised!) and it is SO much more expensive than living remotely. And the things we do pay out for on the road are guaranteed to be much more interesting than the things that cost us the most here!

    • Amy Scott December 9, 2013 at 10:47 pm - Reply

      I do enjoy geeking out on the numbers sometimes, actually, but your way sounds like it works too! 🙂

      Yes, I’m not surprised that you’re spending more back in the UK. I feel the same way when I’m back in the States!

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